|Simply Free Checking||Advantage Checking|
|Minimum Balance Requirement||None||$15,000|
|Interest Bearing||None||0.25% APY4|
|Monthly Service Fees||None||None|
|Cash Back||None||$0.10 per credit-based debit card transaction5|
|Free Electronic Banking Services||Online Banking, Online Bill Pay, Telephone Banking1||Online Banking, Online Bill Pay, Telephone Banking1|
|Free Mobile Banking||Yes, with Mobile Check Deposit and free peer-to-peer payments with Popmoney||Yes, with Mobile Check Deposit and free peer-to-peer payments with Popmoney|
|Free In-Branch Services||Discounted Safe Deposit Box3||Unlimited free domestic wire transfers, free Safe Deposit Box, financial consultation with Trust & Wealth Management division6|
|Debit Card & Checks||Free Visa Debit Card & first order of standard checks2||Free Premium Visa Debit Card and free premium checks2|
|Fee Reimbursement||None||Unlimited foreign ATM fee reimbursement|
|Loan Rate Discount||0.20%7||0.20%7|
1 – Internet and carrier fees may apply.
2 – Overdraft and returned item fees may apply.
3 – Safe deposit box rental fee discount by $10.00 per year (based on availability).
4 – 0.25% Annual Percentage Yield (APY) is effective as of 08/30/2019. Minimum deposit required to open account is $15,000. No minimum balance required to earn advertised APY after account opening. Rate is variable and may change after opening. Fees can reduce earnings on the account. Terms and conditions are subject to change.
5 – $0.10 cash back will be paid on all signature-based point of sale transactions successfully completed, net of any returns. Cash Back will be paid directly to the account within the first 10 calendar days of the month for all activity occurring in the previous month. ATM transactions, pin based transactions, the purchase of money orders or other cash equivalents, Peer-to-peer payments, and loan payments or account funding made with your debit card and cash over portions of point-of-sale transactions are not eligible for cash back rewards. If the account is closed mid-month, all accrued cash back will be forfeited. Mid Penn Bank reserves the right to make changes or terminate the cash back feature at any time.
6 – NOT A DEPOSIT / NOT FDIC INSURED / NOT BANK GUARANTEED / NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY / MAY LOSE VALUE
7 – Customer must elect to have loan payment automatically deducted from a Mid Penn Bank checking account to receive discount. Discount available only on non-promotional consumer fixed-rate loans. Cannot be combined with other offers. Offer is subject to credit approval and may be withdrawn without notice.
Accidents happen. A written check is forgotten. A transaction is unrecorded. All of these can result in an overdrawn account.
Mid Penn Bank offers several options to protect your account against an overdraft:
- MPB ProtectLink1 – Link a Mid Penn Bank checking, savings, or money market account to your Mid Penn Bank checking account.
- Home Equity Line of Credit2 – Available as protection against unplanned overdrafts and as a traditional home equity line of credit.
- Flex Line of Credit2 – A traditional line of credit that can be linked as protection against overdrafts.
- MPB Personal Protection Line of Credit2 – Designed specifically to be linked to your checking account as overdraft protection against overdrafts.
1 – Transaction limits may apply on savings and money market accounts.
2 – All loans subject to credit and underwriting criteria.
Choose Mid Penn for your personal checking account needs and feel the community bank difference.
Mid Penn Bank is 100% locally based in Pennsylvania, which means we invest in our local communities and our team contributes to the local economy. This offers many unique advantages:
- Our team members contribute to the same charities and non-profit organizations as you.
- Our bank focuses on local investment to grow opportunities in your neighborhoods.
- We offer convenient locations across the state. From Fayette County to Dauphin County to Berks County, we’re proud to provide a local retail branch for your Pennsylvania community.
- By building community ties, our team members get to know our clients personally.
- We’re able to offer personalized touches and customized solutions for our fellow community members.
Order New Checks Online
Need a new supply of checks? We make it simple – place your check order online today!