Checking account

Mid Penn Bank offers all the features you need in one checking account. Open a Simply Free Checking account today.

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Simply Free Checking

The best things in life are free – including our Simply Free Checking account. Forget nuisance fees and minimum balance requirements while enjoying the flexibility offered by Simply Free Checking.

  • No minimum balance required
  • FREE online banking and bill pay1
  • FREE foreign ATM transactions2
  • FREE coin counting
  • Notary services at no extra cost3
  • FREE Visa® Check Card4
  • Discounted safe deposit box5
  • 0.20% loan rate discount6

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1 – Internet and carrier fees may apply.

2 – Referring to fee charged by Mid Penn Bank on customer’s transactions at a non-Mid Penn Bank ATM. Customer may be charged a fee by ATM owner.

3 – Where available

4 – Overdraft and returned item fees may apply.

5 – Safe deposit box rental fee discount by $10.00 per year (based on availability).

6 – Customer must elect to have loan payment automatically deducted from a Mid Penn Bank checking account to receive discount. Discount available only on non-promotional consumer fixed-rate loans. Cannot be combined with other offers. Offer is subject to credit approval and may be withdrawn without notice.

Overdraft Protection

Accidents happen. A written check is forgotten. A transaction is unrecorded. All of these can result in an overdrawn account.
Mid Penn Bank offers several options to protect your account against an overdraft:

  • MPB ProtectLink1 – Link a Mid Penn Bank checking, savings, or money market account to your Mid Penn Bank checking account.
  • Home Equity Line of Credit2 – Available as protection against unplanned overdrafts and as a traditional home equity line of credit.
  • Flex Line of Credit2 – A traditional line of credit that can be linked as protection against overdrafts.
  • MPB Personal Protection Line of Credit2 – Designed specifically to be linked to your checking account as overdraft protection against overdrafts.

1 – Transaction limits may apply on savings and money market accounts.

2 – All loans subject to credit and underwriting criteria.

Choose Mid Penn for your personal checking account needs and feel the community bank difference.

Mid Penn Bank is 100% locally based in Pennsylvania, which means we invest in our local communities and our team contributes to the local economy. This offers many unique advantages:

  • Our team members contribute to the same charities and non-profit organizations as you.
  • Our bank focuses on local investment to grow opportunities in your neighborhoods.
  • We offer convenient locations across the state. From Fayette County to Dauphin County to Lancaster County, we’re proud to provide a local retail branch for your Pennsylvania community.
  • By building community ties, our team members get to know our clients personally.
  • We’re able to offer personalized touches and customized solutions for our fellow community members.

Order New Checks Online

Need a new supply of checks? We make it simple – place your check order online today!