Savings account

Personal Savings and Money Market Accounts

Enjoy the ease of saving for the future or for a large purchase with a personal savings account from Mid Penn Bank.

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Save for your future with personal savings and Money Market accounts from Mid Penn Bank. Whether you are looking to save for a down payment on a home, or want to open your child’s first savings account, we have the accounts to suit your unique needs. Learn why Mid Penn Bank is your best choice for savings and Money Market accounts.

Simple Savings

Want to save your hard-earned dollars but not sure where to start? Our Simple Savings account is a great way to get on track. This interest-bearing account does not require a minimum balance and has no monthly service fees. Whether you are saving for a large purchase, an emergency fund, or a down payment for a mortgage, a Simple Savings account from Mid Penn Bank will help you reach your goal.

Customers across Pennsylvania and New Jersey can enjoy the convenience of Simple Savings. Our Simple Savings account offers features such as:

  • No monthly service fees
  • No minimum balance required
  • Free Online Banking1
  • Free Visa® ATM Card2

View Rates

1 –  Internet and carrier fees may apply.

2 – Overdraft and returned item fees may apply.

Flex Money Market

Enjoy perks such as higher interest rates for higher balances with our Flex Money Market account. A Flex Money Market account may be an ideal option if you want to save up for a short-term goal, such as a vacation, wedding, or down payment on a house. If you’re looking for a convenient, secure, and low-risk place to maximize interest on your money, a Flex Money Market account may be for you.

Enjoy beneficial features of our Flex Money Market account, such as:

  • Tiered rates
  • No monthly service fees
  • No minimum balance required to open
  • Free online banking1
  • Free Visa® ATM Card2

View Rates

1 – Internet and carrier fees may apply.

2 – Overdraft and returned item fees may apply.

My Savings 

Kids can get a head start on money smarts with a My Savings account! Young savers under 16 can take advantage of our My Savings account to increase their financial literacy and grow their confidence in saving their money for specific goals. With a joint adult owner, the My Savings account teaches kids how to be responsible with money and how to start saving.

Our My Savings account provides benefits such as:

  • Free coin counting
  • No monthly service fees
  • No minimum balance required
  • Free ATM card ($60 withdrawal limit applied to child’s ATM card)
  • Free foreign ATM transactions1
  • Birthday card with $5 match when $25 or more is deposited within 30 days of child’s birthday2

View Rates

1 –  Referring to fee charged by Mid Penn Bank for transactions conducted at a non-Mid Penn Bank ATM. Customer may be charged a fee by ATM owner.

2 – $25 or more must be deposited into child’s My Savings account at any Mid Penn Bank financial center within 30 days of their birthday. Offer limited to one redemption per birthday. Offer subject to change at any time. $5 will be credited to the account by next business day.

Why Choose Mid Penn Bank?

Founded in 1868, Mid Penn Bank has grown to offer the comprehensive financial services you need for your unique situation. We continually strive to help you reach your financial goals by getting to know you and offering convenient and secure savings options. With financial centers across Pennsylvania and New Jersey, we are positioned to help you achieve success and financial well-being.

Start Saving Today!

Are you ready to start saving for your future? Mid Penn Bank can help. Whether you want to explore money market accounts or help your child begin their savings journey, you can find the right account here at Mid Penn Bank. Compare our online accounts, then visit one of our convenient locations in Pennsylvania or New Jersey to begin saving for your goals.

If you have further questions about our personal savings or Money Market accounts, you can also contact us online for convenient and expert assistance.

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