Home Equity

Completing home renovations or paying for higher education expenses? Our home equity loans and lines of credit offer Pennsylvania residents great rates and can be used for a number of purposes.

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Home Equity Loans and Lines of Credit

Mid Penn Bank is proud to offer home equity loans and lines of credit to homeowners in local communities across the state of Pennsylvania. From Lancaster to Harrisburg to Scottdale, our local team members will be happy to help you with home equity at your nearest location.

Home Equity Loans

By using the equity you’ve built up in your primary residence, a fixed rate Home Equity Loan is the perfect way to borrow money for fixing up your home, paying for college or other borrowing needs you may have.

  • Make home improvements
  • Consolidate your debt
  • Fund an important purchase
  • Help pay for major expenses like college or medical bills
  • The interest you pay is typically tax deductible1

View Home Equity Loan Rates >>

1 – Consult a tax advisor.

Simply Flexible HELOC

A Home Equity Line of Credit (HELOC) is specifically designed to serve the needs of qualified home owners as an alternative to traditional loans. With a line of credit, you can pay down what you owe and continue borrowing against the account up to your credit limit.

Use your line of credit to pay for larger expenses or ongoing expenses such as college costs. A line of credit also doesn’t have to be used right away. You can take out a line of credit now and keep it open for emergencies or future purchases.

  • Access funds easily by writing a check or transferring the money online
  • Use for large expenses (home improvements, education, vacations, etc.)
  • Use the money now or later (be prepared for an unexpected expense)
  • The interest you pay is typically tax deductible1
  • Conveniently choose to lock in up to 6 fixed rate loans within your line of credit
  • No annual fees

View HELOC Rates >>

1 – Consult a tax advisor.

Home Renovation Loans

In Partnership with Renofi, get the most money and lowest monthly payment for your home renovation.

  • Choose between Fixed Rate Home Equity Loan options and HELOC
  • Borrow up to 90% of the after-renovation value of your home
  • No repayment penalty

Find out how much you can borrow!

© 2022 Renovation Finance LLC DBA RenoFi (Licensing – NMLS # 1802847) Loans funded by Mid Penn Bank leveraging RenoFi’s After Renovation Value technology. Loan product, amount, term, and rate determined by lender. Not all homeowners will qualify; terms and conditions apply.

Mid Penn Bank Makes It Easy to Tap Into Your Home’s Equity

Home equity loans and lines of credit can be used for a variety of purchases, including:

  • Home repairs
  • Vacations
  • Educational costs
  • Investments
  • Second homes
  • Recreational vehicles
  • Special gifts
  • Overdraft protection
  • Debt consolidation

Apply for a Home Equity Line of Credit in PA Today

Mid Penn Bank is pleased to offer highly competitive home equity loan rates and lines of credit to homeowners throughout Pennsylvania. If you’re not yet a homeowner, we also have a range of personal loan options for you. In either case, our team would be happy to answer your questions and to get you started.

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Notice of Error or Information Request:
If you need information regarding a Notice of Error or an Information Request in conjunction with a residential mortgage or consumer home equity loan, please contact us in writing at Mid Penn Bank, 2407 Park Drive, Harrisburg, PA 17110.