Consumer Credit Card

consumer credit

Our Visa® and American Express® credit cards offer great rates and rewards – apply online today.

Choosing the right credit card is easier than ever

No matter which card you choose, you’ll enjoy important features like:

  • EMV smart chip technology for added security
  • Mobile purchasing capability for added convenience
  • Plus much more!

Let’s get started…


Save with a longer intro rate.

Visa® Platinum Card
Save on interest with an extended introductory rate and pay down other credit card balances faster.

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Earn valuable rewards. Pick the best rewards card for you!

Visa® Bonus Rewards Card
Watch your rewards add up fast with 1 point for every $1 you spend on eligible net purchases, and receive automatic bonus points each month. Plus get $25 cash back1 after your first purchase. More

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Visa® Bonus Rewards PLUS Card
Watch your rewards add up even faster with 1 point for every $1 you spend on eligible net purchases, and receive even more automatic bonus points each month. Plus get $50 cash back1 after your first purchase – all with a low annual fee. More

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Cash Rewards American Express® Card
Earn cash back1 every time you use your card: 3% on gas, 2% at supermarkets, and 1% on all other eligible net purchases, plus $25 cash back1 after your first purchase. More

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Travel Rewards American Express® Card
Earn great rewards faster with 3X reward earnings on airline net purchases and 2X reward earnings on restaurant and hotel net purchases and 1X reward earnings on all other eligible net purchases, plus get $75 cash back1 after your first purchase – all with a low annual fee.

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Visa® Secured Card
Start building (or rebuilding) your credit history, even if you’ve been turned down for other credit cards, with flexible credit lines based on a security deposit and a low annual fee.

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1 – Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.

2 – Late payments and going over the credit limit may damage your credit history.

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express.

 
Existing customers who have a Visa® credit card can access your account information here.
 
Cardmember Service

  • For questions about your account or to report a Lost or Stolen Card
  • 24-Hour Cardmember Service: 800-558-3424
  • To reach Cardmember Service via email, login to your account and click on Messages.

Technical Support

  • For questions about your internet browser configuration or technical support for the Online Account Access website please call: 877-334-0460

Send a Payment

Cardmember Service
P.O. Box 790408
St. Louis, MO 63179-0408

Send an Overnight Payment

Cardmember Service
824 N 11th Street
St. Louis, MO 63101-1016