Higher Information Group
I had the pleasure of working with MPB Insurance for our employee benefit insurance needs. Melissa’s attention to detail and her responsiveness has made the administration of our programs straight forward and easy. I would recommend MPB Insurance to anyone in need of a dependable and attentive insurance broker.
Michael C.
Apex Homes
MPB Insurance has been an absolute delight to work with for our insurance needs. Our account manager, Melissa Grasley, goes above and beyond and is extremely professional and knowledgeable. We can go to her anytime we have questions and always receive responses in a timely manner. We are fortunate to have a great team at MPB Insurance and always look forward to working with them.
Jamie S.
Employee Benefits Package
Employee benefits, particularly in the context of health coverage, refer to the various types of non-wage compensation provided to employees in addition to their normal salaries or wages. These benefits are designed to enhance the overall well-being of employees and can play a crucial role in attracting and retaining talent. Here’s a breakdown of what employee benefits typically include:
Health Insurance
This is one of the most significant components of employee benefits. Health insurance plans can cover medical expenses such as doctor visits, hospital stays, surgeries, and prescription drugs. Plans can vary widely in terms of coverage, premiums, deductibles, and co-pays.
Dental and Vision Insurance
These plans cover specific types of healthcare services. Dental insurance typically covers routine check-ups, cleanings, and procedures like fillings and extractions. Vision insurance often includes coverage for eye exams, glasses, and contact lenses.
Life Insurance
This benefit provides a payout to beneficiaries in the event of the employee’s death. It can offer financial security to the employee’s family or dependents.
Disability Insurance
This type of insurance provides income replacement if an employee is unable to work due to illness or injury. There are typically two types: short-term disability and long-term disability.
Overall, employee benefits are a critical part of an employee’s total compensation package and can significantly impact their financial security, health, and overall job satisfaction.
Insurance products are sold by MPB Risk Services, LLC, a licensed insurance agency and subsidiary of Mid Penn Bancorp, Inc. and its licensed agents, not by Mid Penn Bank.
Insurance products offered are: • NOT FDIC Insured • Not an obligation of, not insured by any federal or state government agency • Not an obligation of, nor offered, guaranteed or underwritten by, Mid Penn Bank • Not a condition to the provisions or terms of any banking service or activity • May lose value
The content of this page is for information purposes only. It is not designed or intended to provide financial, tax, legal, investment, accounting, or other professional advice since such advice requires consideration of individual circumstances. We encourage you to consult with the financial professionals of your choice to discuss your personal financial needs.